3101 S Broadway St Wichita, KS 67216 316-522-3279

Frequently asked questions

Buy Here Pay Here

For millions of Americans struggling with their credit score, a buy here pay here car dealer may be the best option to get them and their families back on the road. The premiere buy here pay here in Kansas with in-house financing is Easy Credit Auto Sales, Inc. Our clients choose Easy Credit Auto Sales because we care. We provide late model vehicles and superior service. We help clients rebuild their credit. We treat everyone the way they deserve to be treated.


What If I have Bad Credit?

If you’ve been turned down before, just relax. Our buy here pay here dealership in Wichita, KS helps people with bad credit every day. We know good people sometimes have credit problems. Divorce, loss of a job, a medical problem — things can get out of control fast, and we totally understand that. But we are more interested in your future; not your past.


What Kind Of Vehicles Does Your, “Buy Here Pay Here” Dealer Carry?

 Our buy here pay here dealership in Wichita, KS specializes in affordable, pre-inspected, quality pre-owned vehicles. We have a huge inventory for you to choose from that includes almost every style you can think of. We want you to drive away in a vehicle that you can’t wait to show your family and friends. We want you to have a vehicle that you’re PROUD TO DRIVE.


What Do You Mean By “Your Job Is Your Credit”?

People come in all the time worried about their credit. If you are out there working hard every day — doing your best to support yourself and your family — that IS your credit with us. We finance your future not your past.


Do You Report To The Credit Bureau?

Absolutely. Unlike smaller dealerships we report each month to the Transunion Credit Bureau. We consider that one of the most important benefits of buying a vehicle from Easy Credit Auto Sales. So many of our clients re-establish their credit with our help. Easy Credit Auto Sales is that fresh start, and we’re proud to give our clients that kind of help.


Do Your Cars Have A Warranty?

YES, all our vehicles have an optional 12 month/12,000-mile extended warranty available. All our vehicles at Easy Credit Auto Sales are pre-inspected and we take pride in our high-quality vehicles. We back our vehicles with our optional extended warranty.


What Is a Buy Here, Pay Here Dealership

When you sign a contract to buy a car with a traditional car dealership, it passes the contract on to an auto lender, which provides a loan for the purchase. With a buy here, pay here (BHPH) dealership, however, the dealer sells and finances the cars on its lot.
BHPH dealerships specialize in working with people who have bad credit or no credit history at all. As a result, they can provide an opportunity that some borrowers will have a hard time finding anywhere else.

Here are a couple of benefits to purchasing a vehicle with Easy Credit Auto Sales, Inc.

Pros
• Credit-challenged borrowers can get approved: If your credit is in bad shape or you haven't had the chance to build a credit history, you may think financing a car through a dealership is out of the question. With Easy Credit Auto Sales everyone is approved, even when other traditional lenders and other buy here pay here dealers are unable to get them financed.
• The process is simple: When you buy a car from Easy Credit Auto Sales, you are done with the entire buying process when you drive off the lot. With traditional dealerships, it can still take a while to complete the loan process, especially if you have bad credit.
• When you purchase a vehicle from Easy Credit Auto Sales you will be proud to show your friends and family your vehicle. Easy Credit Auto Sales provides quality pre-owned late model vehicles at a fair and affordable price.

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